WandaT wrote:
My mother-in-law got dental implants about five years ago. She ended up experiencing a lot of pain with them and had them removed and ended up getting dentures. In her case, she had all her teeth implanted rather than just one or two. I have a bridge that I'd like to get rid of and get an implant but right now I'm still looking for dental insurance.
Usually when all the teeth are missing, they use the implants as anchors for the denture. Seems to work pretty well. It is too bad that your MIL had problems, but like they say, there ain't nothing like the real thing.
Dental insurance is not like medical. It is hard to find dental ins. as an individual. At least one that covers decently. Many dental ins. comp. still do not cover implants, however they may cover the cost of the crown as it is considered a replacement. That being said, the majority of ins. do have a prior ext clause, so that if the tooth was ext. before you got the plan, it will not be covered. And they also have a congenitally missing tooth clause which means if you have a retained baby tooth & it has to be ext, the ins. will not cover the cost to replace that either. They also generally have a waiting period on basic services, like fillings, & major, which would be crowns, dentures, etc. Depending on the coverage you select, they may not even cover anything but routine exams, cleaning, etc. I dont know how old you are but AARP has dental insurance. Thru Delta Dental, it does have some limitations, but it is also reasonable. There are at least 2 plans, & they are a PPO so it is good to find a DDS that participates, otherwise you will end up paying more.
Hmm, I think I have a new career advising people on dental problems, ins. etc. on this board.
Jan